Whether you’re looking to buy a home from a builder, planning to construct one, or you want to simply renovate your home, our home loans can help facilitate any of your requirements. You can also optimize your home loan EMIs by exchanging your current home advance with us at the lowest rates of interest.

ApneCode Home Loans accompany limitless advantages. Get endorsements even before you select your property, or you can approach us while obtaining one. With quick processing and eye-grabbing interest rates, ApneCode’s home loans are hassle-free and easily accessible. There’s more to it as women candidates applying for home loans are eligible to access the benefit of even lower interest rates.

Key Features

• Interest Rate – Starting at 6.45%
• Processing Rate – 5000/- (up to 0.50%)
• Loan Amount – Up to 20 Cr
• Loan Tenure – 1 – 25 years

Key Benefits

• Balance Transfer Provision
• Top-up Service
• Overdraft Facility
• No Part Payment Charges
• No Prepayment Charges

ApneCode Home Loan Benefits

• Affordable Interest Rates
• Flexible Loan Tenure
• Easy EMIs
• Complete Digital Process
• Hassle-Free Documentation

How To Apply?

Step 1: Firstly, check your eligibility for the loan amount you require.

Step 2: Fill up the General Information, Personal Information & Current Address details.

Step 3: Next, click on ‘Proceed’.

Step 4: You will then be presented with offers, the maximum loan amount that you can avail of, payable EMIs, and the loan tenure with an interest rate.

Step 5: Upload all the required documents.

Step 6: Once you pay the processing fees, your online housing loan application will be complete.

Eligibility Criteria

1. Age: Minimum Age: 21 years, Maximum Age: 65 years
2. Nationality: Indian
3. Employment Status: Salaried, Self-employed
4. Credit score: At least 720 or more

Documents Required

1. Valid Identity Proof
2. Valid Address Proof
3. Valid Income Proof
4. Property Proof
5. Business Proof

Type of Property

1. Approved by Authority
2. Approved by Industrial Authority
3. Approved by the Municipal Corporation
4. Housing Board Property
5. Society Patta
6. Freehold Property

Dos & Don’ts While Applying For A Home Loan

Dos

• Research well about the home-property price, background, clearances, etc., as well as about the home loan itself: interest rate, processing charges, repayment schedule, etc.
• Make sure you know about all the charges involved in the process & the amount you have to pay
• Ensure that all the required documents are in place
• Ensure that you have a good credit score before you apply
• A stable employment is a must to avoid instability in future

Don’ts

• Don’t opt for too many loans before you apply for a home loan as it may impact your eligibility
• Never exceed the spending limit on your credit card and avoid delaying your loan repayments, as it negatively affects your credit score
• Don’t forget to compare interest rates offered by different loan providers in the market
• Avoid taking loan amounts higher than you can afford as you may find it difficult to repay
• Never sign the documents before you read all the terms and conditions mentioned